Freelance Life

The unvarnished truth about staying solo and solvent.

Recent Posts

• The Net 30 Lie: Why Every Day You Wait to Get Paid Costs You Real Money — Net 30 isn't a payment term—it's an interest-free loan to your clients. Here's the math on what waiting 30+ days actually costs your freelance business.
• The 'One Small Change' Tax: How Scope Creep Quietly Steals $15,000 a Year From Your Business — That 'quick tweak' your client requested? It's not quick. And it's definitely not free. Here's the math on how 'small changes' add up to a full-time salary you're giving away.
• The $600 1099-K Panic: Why Most Freelancers Are About to Get an Unpleasant Surprise — The $600 1099-K threshold is here for 2025, and 44 million Americans are about to get tax forms they weren't expecting. Here's the unvarnished truth about what changed, why it matters, and the exact system you need before April 15.
• The 'Digital Nomad' Lie: Why Working From Paradise Will Bankrupt Your Business — I spent three weeks working from a beach in Tulum. I got 11 billable hours done and a $4,200 revenue hole. Here's why the 'digital nomad' fantasy is killing your business—and what to build instead.